What does installation usually cost?
For budgeting, a straightforward whole-home ducted air-source project often falls around $8,000 to $16,000 installed. Cold-climate or more complex projects frequently move into the $10,000 to $20,000+ range. Multi-zone ductless systems can overlap that range, while geothermal projects can be much higher. Compare these gross prices with the funding assumptions in Canada's federal heat pump rebate funding analysis before subtracting any potential incentive.
| Cost component | What it can include |
|---|---|
| Equipment | Outdoor unit, indoor coil/air handler or heads, controls and matched components |
| Labour | Removal, refrigerant lines, mounting, condensate, wiring, startup and commissioning |
| Electrical | Breaker, disconnect, wiring and possible panel/service upgrades |
| Distribution | Duct repairs, return-air changes, balancing, new ducts or additional indoor heads |
What changes the price?
The biggest drivers are heat-pump capacity, low-temperature performance, single- versus variable-capacity equipment, ducted versus ductless distribution, electrical capacity, line-set routing, number of indoor zones, access and local labour rates.
Equipment price versus installed price
Retail or distributor equipment pricing can be misleading because homeowners ultimately buy a designed and commissioned system. Two quotes with the same nominal tonnage can differ because the equipment, low-temperature capacity, labour scope and warranty support are different.
Frequently asked questions
How accurate are online heat pump cost estimates?
They are useful for budgeting but cannot account for a home’s measured heating load, duct condition, electrical service, installation access, equipment pairing and contractor pricing. Treat them as planning ranges, then compare written local quotes.
Should I choose a heat pump by square footage?
No. Square footage can help create a rough planning estimate, but equipment capacity should be selected from a recognized heating and cooling load calculation such as CSA F280.
Do rebates reduce the contractor quote upfront?
It depends on the programme. Some incentives are point-of-sale or contractor-administered, while others require applications or documentation. Confirm current programme rules before signing a contract.
Compare heat pump estimates for your home
Use our planning calculator first, then compare local installation quotes based on your home, heating system and location.
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